The Simplify Your Finances Blog
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100 Ideas to Make Money in 2023 and beyond
Get ready to explore 100 innovative money-making ideas for 2023 that are tailor-made for tech-savvy millennials and Gen Z. Whether you're into minimalism, chasing financial independence, or simply want to boost your income, we've got you covered. Let's dive into these...
What is Impact Investing? Aligning Profit with Purpose
Let's dive into something that's creating quite a buzz in the world of finance—impact investing. Yep, it's not just about crunching numbers and chasing profits anymore. Impact investing is all about putting your money where your heart is and making a real difference...
Who is Nubank and is it Available in the US?
Welcome, tech-savvy financial users of the millennial and Gen Z generation, who seek to embrace simplicity, minimalism, and financial independence in your life! Today, we embark on an exploration of Nubank, a trailblazing fintech app that has been transforming the...
FedNow: 5 Benefits of Real-Time Payments and How It Will Impact You
In the rapidly evolving landscape of digital finance, the Federal Reserve's FedNow initiative is poised to revolutionize the way we make payments. FedNow is a real-time payment service designed to provide instant fund transfers, operating 24/7, 365 days a year. In...
35 Personal Finance Acronyms and Financial Independence Lingo
In the world of personal finance, acronyms play a significant role in conveying complex financial situations, strategies, and demographics concisely. Whether you're a DINK, HENRY, or part of the FI movement, these personal finance acronyms offer unique insights into...
How We Earned $4,515 Our First Full Year of Travel Hacking
When I first learned about travel hacking it all sounded like a gimmick. Traveling the world for free? I didn't think it was possible to do what all those "travel bloggers" were doing. I was also scared to get involved for a year or two after learning about it because...
My Two Favorite Banking & Budgeting Apps of 2023. Qube vs SoFi
Budgeting and banking apps have become increasingly popular tools for managing personal finances in today's digital age. With the convenience of smartphones and the power of technology, these apps offer individuals a way to track expenses, set budgets, and gain better...
Understanding the Impact An Interest Rate Pause Has on You
Let's chat about interest rates and how the Federal Reserve (Fed) plays a role in all of it. You see, interest rates are the cost of borrowing money or the return you earn on your savings. The Fed, as the central bank of the United States, has the important job of...
On the Path to Financial Independence in Utah? 8 Things to Consider
Financial independence—a concept that resonates with individuals worldwide—holds a special significance for those of us fortunate enough to call Utah home. As a Utah native, born and raised amidst the landscapes of this remarkable state, I have developed a deep...
Money Management
FedNow: 5 Benefits of Real-Time Payments and How It Will Impact You
In the rapidly evolving landscape of digital finance, the Federal Reserve's FedNow initiative is poised to revolutionize the way we make payments. FedNow is a real-time payment service designed to provide instant fund transfers, operating 24/7, 365 days a year. In...
How We Earned $4,515 Our First Full Year of Travel Hacking
When I first learned about travel hacking it all sounded like a gimmick. Traveling the world for free? I didn't think it was possible to do what all those "travel bloggers" were doing. I was also scared to get involved for a year or two after learning about it because...
My Two Favorite Banking & Budgeting Apps of 2023. Qube vs SoFi
Budgeting and banking apps have become increasingly popular tools for managing personal finances in today's digital age. With the convenience of smartphones and the power of technology, these apps offer individuals a way to track expenses, set budgets, and gain better...
Debt Free
How Do You Compare With These 16 Personal Finance Statistics? (2023)
I don't know about you, but I enjoy personal finance statistics. They provide no actionable takeaways whatsoever but it's fun to see how you stack up with your peers. Here are 16 personal finance statistics based on the year 2020. How do you compare? 1....
How Much Does College Cost? Here’s What It Cost Me
If you’re going to college and asking yourself, how much does college cost, I analyzed how much an associate, bachelor’s and master’s degree cost me.
3 Debt Payoff Strategies to Destroy Your Debt
You've probably heard debt is bad but can be good for certain purposes. This can be true, but what if debt starts to completely ruin your life and you can't get rid of it? Aside from just paying it off, you can implement one of these debt...
Lower Expenses
Understanding the Impact An Interest Rate Pause Has on You
Let's chat about interest rates and how the Federal Reserve (Fed) plays a role in all of it. You see, interest rates are the cost of borrowing money or the return you earn on your savings. The Fed, as the central bank of the United States, has the important job of...
Five Money Saving Tips for Parents
Building your family is a life-changing decision, one that also has a financial impact. It probably didn’t take you long to realize that raising a child comes with many expenses from the start, beginning with diapers, formula, and childcare costs. Those expenses grow...
Coronavirus Financial Impact on US Households
The coronavirus financial impact on US households has been big and has exposed many weaknesses that show people were not ready for another recession. Have you been impacted by the coronavirus? Chances are, in one way or another—you have. The last recession was hard...
High Savings Rate
Student Loan Employer Matching: Maximizing Your Benefits
As the burden of student loan debt continues to rise, more and more employers are recognizing the challenges faced by their employees. In an effort to attract and retain top talent while supporting their financial well-being, many companies are now offering student...
How Do You Compare With These 16 Personal Finance Statistics? (2023)
I don't know about you, but I enjoy personal finance statistics. They provide no actionable takeaways whatsoever but it's fun to see how you stack up with your peers. Here are 16 personal finance statistics based on the year 2020. How do you compare? 1....
Top Rated Free Budget Software That Will Simplify Your Money
With all of the free budget software on the market today, which one should you choose for your personal finances. Today, I’m covering one of my favorites.
Minimalist Lifestyle
Achievement App: Get Paid for Healthy Activity
Looking for a way to get paid for healthy activity? The Achievement app rewards you for walking, connecting health apps, and completing health surveys.
My Struggles Getting Into The Financial Services Industry
From a young age, I knew I would work in the financial services industry. I wanted to become a writer, a coach, a speaker, or a financial planner. I had a BIG desire to help people, most likely because of the pain I experienced in my childhood. In high school, my...
Today Is Our 5 Year Proposal Anniversary
My wife Kenzie and I got engaged 5 years ago today! What's even crazier is we dated for nearly 5 years before we got married. Now, here we are with an 18-month child, a mortgage, and a lot more responsibility. We started dating in high school. I was going into my...
Multiple Income Streams
100 Ideas to Make Money in 2023 and beyond
Get ready to explore 100 innovative money-making ideas for 2023 that are tailor-made for tech-savvy millennials and Gen Z. Whether you're into minimalism, chasing financial independence, or simply want to boost your income, we've got you covered. Let's dive into these...
Careers in Financial Services: Financial Planning vs. Fintech
Financial services play a vital role in the modern economy, serving as the backbone of our financial systems and empowering individuals and businesses to manage their money effectively. Let's dive into the exciting world of financial services and discuss financial...
The Ultimate Guide to Making Side Income (2023)
It covers everything from making quick side income to creating a long-term side hustle that could become your full-time job. Making extra side income could change your life. I've explored dozens of ways to earn a second income on top of my day job, and it's...
Investing
What is Impact Investing? Aligning Profit with Purpose
Let's dive into something that's creating quite a buzz in the world of finance—impact investing. Yep, it's not just about crunching numbers and chasing profits anymore. Impact investing is all about putting your money where your heart is and making a real difference...
8 Investing Mistakes I Made With My Roth IRA
When I first started investing, I had no idea what I was doing. Because of that, I made A LOT of investing mistakes. Here are the 8 most common.
Personal Capital Review: 5 Powerful Free Features
Here’s my Personal Capital review and why it’s the best free financial planning software of 2020. Start tracking your investments and net worth today!
Financial Independence
35 Personal Finance Acronyms and Financial Independence Lingo
In the world of personal finance, acronyms play a significant role in conveying complex financial situations, strategies, and demographics concisely. Whether you're a DINK, HENRY, or part of the FI movement, these personal finance acronyms offer unique insights into...
On the Path to Financial Independence in Utah? 8 Things to Consider
Financial independence—a concept that resonates with individuals worldwide—holds a special significance for those of us fortunate enough to call Utah home. As a Utah native, born and raised amidst the landscapes of this remarkable state, I have developed a deep...
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The Complete Guide to Achieving Financial Independence Through Simplifying [Free Calculator]
Achieving financial independence not only requires a high income, but you’ll get there quicker by simplifying your life. Learn to do both!
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