The Simplify Your Finances Blog

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Where to Stash Your Cash

Where to Stash Your Cash

I’m going to show you 5 places to stash your cash based on goals that are one to five years away to get the maximum value from each of your dollars.

Top 40 Personal Finance Resources

Top 40 Personal Finance Resources

For about 10 years, I've consumed A LOT of personal finance content. I have always been on the lookout for the top personal finance resources. My goal has been to learn as much as possible so I can one day reach financial independence. But on Dec 13th, 2017, the day...

Using the Money Jars System to Manage Your Money

Using the Money Jars System to Manage Your Money

Let's be honest, there are hundreds of ways to manage your money. But today, I'm going to tell you why the money jars system that I use to manage my money is the most effective. I tried the cash envelope system (which became messy), I tried saving everything in one...

Coronavirus Financial Impact on US Households

Coronavirus Financial Impact on US Households

The coronavirus financial impact on US households has been big and has exposed many weaknesses that show people were not ready for another recession. Have you been impacted by the coronavirus? Chances are, in one way or another—you have. The last recession was hard...

Qube Money Lifetime Memberships On Sale!

Qube Money Lifetime Memberships On Sale!

Because of the way Kenzie and I manage our money, we've never been able to find the perfect solution to budget easily in our digital world. It's always been a little bit difficult. Having multiple bank accounts for different purposes works, but sometimes it sucks. I...

[BIG NEWS!] I Decided to Join the Qube Money Team!

[BIG NEWS!] I Decided to Join the Qube Money Team!

I mentioned two weeks ago that I quit my job as a financial planner. I had a bunch of people reach out and ask me what was happening! I'm excited to share the new chapter of our lives with you! The new opportunity is with a fin-tech start-up company based out of...

Money Management

Where to Stash Your Cash

Where to Stash Your Cash

I’m going to show you 5 places to stash your cash based on goals that are one to five years away to get the maximum value from each of your dollars.

Debt Free

3 Debt Payoff Strategies to Destroy Your Debt

3 Debt Payoff Strategies to Destroy Your Debt

You've probably heard debt is bad but can be good for certain purposes. This can be true, but what if debt starts to completely ruin your life and you can't get rid of it? Aside from just paying it off, you can implement one of these debt...

How Do You Compare With These 16 Personal Finance Statistics?

How Do You Compare With These 16 Personal Finance Statistics?

I don't know about you, but I always enjoy seeing personal finance statistics. They provide no actionable takeaways whatsoever but it's fun to see how you stack up with your peers.  Here are 16 personal finance statistics based on the year 2019. 1. Average 401(k)...

How to Increase Your Credit Score

How to Increase Your Credit Score

As you begin improving your credit score, keep in mind it’s a marathon and not a sprint, it takes patience and hard work. A poor credit score could cost you tens of thousands of dollars over a lifetime. It can also become a source of serious...

Lower Expenses

Coronavirus Financial Impact on US Households

Coronavirus Financial Impact on US Households

The coronavirus financial impact on US households has been big and has exposed many weaknesses that show people were not ready for another recession. Have you been impacted by the coronavirus? Chances are, in one way or another—you have. The last recession was hard...

Why I Stopped Trying to Pursue Financial Freedom

Why I Stopped Trying to Pursue Financial Freedom

Growing up, we didn't have much. One of my biggest desires was to one day be financially free.  I read books as a teenager that mentioned how to become a millionaire and live the life of your dreams.  I believed if I became financially free...

Should You Use a First-time Homebuyers Program?

Should You Use a First-time Homebuyers Program?

In last weeks post, I mentioned that we bought a house. So today, I want to focus on first-time homebuyers programs. Buying a house comes with an overwhelming amount of decisions that need to be made. Things like, “is now a good time to buy,?” “Which lender should we...

High Savings Rate

Where to Stash Your Cash

Where to Stash Your Cash

I’m going to show you 5 places to stash your cash based on goals that are one to five years away to get the maximum value from each of your dollars.

Coronavirus Financial Impact on US Households

Coronavirus Financial Impact on US Households

The coronavirus financial impact on US households has been big and has exposed many weaknesses that show people were not ready for another recession. Have you been impacted by the coronavirus? Chances are, in one way or another—you have. The last recession was hard...

Minimalist Lifestyle

My Struggles Getting Into The Financial Services Industry

My Struggles Getting Into The Financial Services Industry

From a young age, I knew I would work in the financial services industry. I wanted to become a writer, a coach, a speaker, or a financial planner. I had a BIG desire to help people, most likely because of the pain I experienced in my childhood. In high school, my...

Today Is Our 5 Year Proposal Anniversary

Today Is Our 5 Year Proposal Anniversary

My wife Kenzie and I got engaged 5 years ago today! What's even crazier is we dated for nearly 5 years before we got married. Now, here we are with an 18-month child, a mortgage, and a lot more responsibility. We started dating in high school. I was going into my...

Financially Free By Wanting Less

Financially Free By Wanting Less

Let me start by telling you a story about wanting less. Have you ever had to fix a broken faucet? We recently bought a house that had a leak in the guest bathroom. I shut off the water to the house for a few minutes and took apart the bathtub faucet. An...

Multiple Income Streams

8 Ways To Get Paid To Study In College

8 Ways To Get Paid To Study In College

Hundreds of thousands of students across the country will be starting college within the next week. If you're part of that group, here are 8 ways to get paid to study. According to a Huffington Post article, “Nearly 4 out of 5 college students are working...

A Practical Guide to Blockchain and Cryptocurrency

A Practical Guide to Blockchain and Cryptocurrency

I've wanted to share this post about blockchain and cryptocurrency for some time.  I know, you may be thinking, "why is he talking about blockchain and cryptocurrency?" To be honest, I'm a practical believer in the technology, but not a...

Investing

Can You Outperform the Market?

Can You Outperform the Market?

One company seems to think so… 98% of active managers can’t outperform the market. Perhaps you’ve heard this. I’ve always told clients not to try and outperform the market because they will almost always end up failing. But my thinking was challenged. A few colleagues...

Financial Independence

Top 40 Personal Finance Resources

Top 40 Personal Finance Resources

For about 10 years, I've consumed A LOT of personal finance content. I have always been on the lookout for the top personal finance resources. My goal has been to learn as much as possible so I can one day reach financial independence. But on Dec 13th, 2017, the day...

[BIG NEWS!] I Decided to Join the Qube Money Team!

[BIG NEWS!] I Decided to Join the Qube Money Team!

I mentioned two weeks ago that I quit my job as a financial planner. I had a bunch of people reach out and ask me what was happening! I'm excited to share the new chapter of our lives with you! The new opportunity is with a fin-tech start-up company based out of...

I Just Quit My Job

I Just Quit My Job

Today's blog post will be short and sweet. For the past year and a half, I've been working for a Registered Investment Advisor as a Financial Planner in Texas. Today, I'm announcing that I recently just quit my job. It wasn't an easy decision to quit because I've put...

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