The Simplify Your Finances Blog

Most Recent

100 Ideas to Make Money in 2023 and beyond

100 Ideas to Make Money in 2023 and beyond

Get ready to explore 100 innovative money-making ideas for 2023 that are tailor-made for tech-savvy millennials and Gen Z. Whether you're into minimalism, chasing financial independence, or simply want to boost your income, we've got you covered. Let's dive into these...

What is Impact Investing? Aligning Profit with Purpose

What is Impact Investing? Aligning Profit with Purpose

Let's dive into something that's creating quite a buzz in the world of finance—impact investing. Yep, it's not just about crunching numbers and chasing profits anymore. Impact investing is all about putting your money where your heart is and making a real difference...

Who is Nubank and is it Available in the US?

Who is Nubank and is it Available in the US?

Welcome, tech-savvy financial users of the millennial and Gen Z generation, who seek to embrace simplicity, minimalism, and financial independence in your life! Today, we embark on an exploration of Nubank, a trailblazing fintech app that has been transforming the...

FedNow: 5 Benefits of Real-Time Payments and How It Will Impact You

FedNow: 5 Benefits of Real-Time Payments and How It Will Impact You

In the rapidly evolving landscape of digital finance, the Federal Reserve's FedNow initiative is poised to revolutionize the way we make payments. FedNow is a real-time payment service designed to provide instant fund transfers, operating 24/7, 365 days a year. In...

35 Personal Finance Acronyms and Financial Independence Lingo

35 Personal Finance Acronyms and Financial Independence Lingo

In the world of personal finance, acronyms play a significant role in conveying complex financial situations, strategies, and demographics concisely. Whether you're a DINK, HENRY, or part of the FI movement, these personal finance acronyms offer unique insights into...

How We Earned $4,515 Our First Full Year of Travel Hacking

How We Earned $4,515 Our First Full Year of Travel Hacking

When I first learned about travel hacking it all sounded like a gimmick. Traveling the world for free? I didn't think it was possible to do what all those "travel bloggers" were doing. I was also scared to get involved for a year or two after learning about it because...

My Two Favorite Banking & Budgeting Apps of 2023. Qube vs SoFi

My Two Favorite Banking & Budgeting Apps of 2023. Qube vs SoFi

Budgeting and banking apps have become increasingly popular tools for managing personal finances in today's digital age. With the convenience of smartphones and the power of technology, these apps offer individuals a way to track expenses, set budgets, and gain better...

Understanding the Impact An Interest Rate Pause Has on You

Understanding the Impact An Interest Rate Pause Has on You

Let's chat about interest rates and how the Federal Reserve (Fed) plays a role in all of it. You see, interest rates are the cost of borrowing money or the return you earn on your savings. The Fed, as the central bank of the United States, has the important job of...

On the Path to Financial Independence in Utah? 8 Things to Consider

On the Path to Financial Independence in Utah? 8 Things to Consider

Financial independence—a concept that resonates with individuals worldwide—holds a special significance for those of us fortunate enough to call Utah home. As a Utah native, born and raised amidst the landscapes of this remarkable state, I have developed a deep...

Money Management

FedNow: 5 Benefits of Real-Time Payments and How It Will Impact You

FedNow: 5 Benefits of Real-Time Payments and How It Will Impact You

In the rapidly evolving landscape of digital finance, the Federal Reserve's FedNow initiative is poised to revolutionize the way we make payments. FedNow is a real-time payment service designed to provide instant fund transfers, operating 24/7, 365 days a year. In...

How We Earned $4,515 Our First Full Year of Travel Hacking

How We Earned $4,515 Our First Full Year of Travel Hacking

When I first learned about travel hacking it all sounded like a gimmick. Traveling the world for free? I didn't think it was possible to do what all those "travel bloggers" were doing. I was also scared to get involved for a year or two after learning about it because...

My Two Favorite Banking & Budgeting Apps of 2023. Qube vs SoFi

My Two Favorite Banking & Budgeting Apps of 2023. Qube vs SoFi

Budgeting and banking apps have become increasingly popular tools for managing personal finances in today's digital age. With the convenience of smartphones and the power of technology, these apps offer individuals a way to track expenses, set budgets, and gain better...

Debt Free

How Do You Compare With These 16 Personal Finance Statistics? (2023)

How Do You Compare With These 16 Personal Finance Statistics? (2023)

I don't know about you, but I enjoy personal finance statistics. They provide no actionable takeaways whatsoever but it's fun to see how you stack up with your peers. Here are 16 personal finance statistics based on the year 2020. How do you compare? 1....

3 Debt Payoff Strategies to Destroy Your Debt

3 Debt Payoff Strategies to Destroy Your Debt

You've probably heard debt is bad but can be good for certain purposes. This can be true, but what if debt starts to completely ruin your life and you can't get rid of it? Aside from just paying it off, you can implement one of these debt...

Lower Expenses

Understanding the Impact An Interest Rate Pause Has on You

Understanding the Impact An Interest Rate Pause Has on You

Let's chat about interest rates and how the Federal Reserve (Fed) plays a role in all of it. You see, interest rates are the cost of borrowing money or the return you earn on your savings. The Fed, as the central bank of the United States, has the important job of...

Five Money Saving Tips for Parents

Five Money Saving Tips for Parents

Building your family is a life-changing decision, one that also has a financial impact. It probably didn’t take you long to realize that raising a child comes with many expenses from the start, beginning with diapers, formula, and childcare costs. Those expenses grow...

Coronavirus Financial Impact on US Households

Coronavirus Financial Impact on US Households

The coronavirus financial impact on US households has been big and has exposed many weaknesses that show people were not ready for another recession. Have you been impacted by the coronavirus? Chances are, in one way or another—you have. The last recession was hard...

High Savings Rate

Student Loan Employer Matching: Maximizing Your Benefits

Student Loan Employer Matching: Maximizing Your Benefits

As the burden of student loan debt continues to rise, more and more employers are recognizing the challenges faced by their employees. In an effort to attract and retain top talent while supporting their financial well-being, many companies are now offering student...

How Do You Compare With These 16 Personal Finance Statistics? (2023)

How Do You Compare With These 16 Personal Finance Statistics? (2023)

I don't know about you, but I enjoy personal finance statistics. They provide no actionable takeaways whatsoever but it's fun to see how you stack up with your peers. Here are 16 personal finance statistics based on the year 2020. How do you compare? 1....

Minimalist Lifestyle

My Struggles Getting Into The Financial Services Industry

My Struggles Getting Into The Financial Services Industry

From a young age, I knew I would work in the financial services industry. I wanted to become a writer, a coach, a speaker, or a financial planner. I had a BIG desire to help people, most likely because of the pain I experienced in my childhood. In high school, my...

Today Is Our 5 Year Proposal Anniversary

Today Is Our 5 Year Proposal Anniversary

My wife Kenzie and I got engaged 5 years ago today! What's even crazier is we dated for nearly 5 years before we got married. Now, here we are with an 18-month child, a mortgage, and a lot more responsibility. We started dating in high school. I was going into my...

Multiple Income Streams

100 Ideas to Make Money in 2023 and beyond

100 Ideas to Make Money in 2023 and beyond

Get ready to explore 100 innovative money-making ideas for 2023 that are tailor-made for tech-savvy millennials and Gen Z. Whether you're into minimalism, chasing financial independence, or simply want to boost your income, we've got you covered. Let's dive into these...

Careers in Financial Services: Financial Planning vs. Fintech

Careers in Financial Services: Financial Planning vs. Fintech

Financial services play a vital role in the modern economy, serving as the backbone of our financial systems and empowering individuals and businesses to manage their money effectively. Let's dive into the exciting world of financial services and discuss financial...

The Ultimate Guide to Making Side Income (2023)

The Ultimate Guide to Making Side Income (2023)

It covers everything from making quick side income to creating a long-term side hustle that could become your full-time job.  Making extra side income could change your life. I've explored dozens of ways to earn a second income on top of my day job, and it's...

Investing

What is Impact Investing? Aligning Profit with Purpose

What is Impact Investing? Aligning Profit with Purpose

Let's dive into something that's creating quite a buzz in the world of finance—impact investing. Yep, it's not just about crunching numbers and chasing profits anymore. Impact investing is all about putting your money where your heart is and making a real difference...

Financial Independence

35 Personal Finance Acronyms and Financial Independence Lingo

35 Personal Finance Acronyms and Financial Independence Lingo

In the world of personal finance, acronyms play a significant role in conveying complex financial situations, strategies, and demographics concisely. Whether you're a DINK, HENRY, or part of the FI movement, these personal finance acronyms offer unique insights into...

On the Path to Financial Independence in Utah? 8 Things to Consider

On the Path to Financial Independence in Utah? 8 Things to Consider

Financial independence—a concept that resonates with individuals worldwide—holds a special significance for those of us fortunate enough to call Utah home. As a Utah native, born and raised amidst the landscapes of this remarkable state, I have developed a deep...

Subscribe for More Great Articles!

I will send you an article once a week on ways to build a foundation for financial independence. 

Pin It on Pinterest

Share This