The Simplify Your Finances Blog
Most Recent
Top Rated Free Budget Software That Will Simplify Your Money
With all of the free budget software on the market today, which one should you choose for your personal finances. Today, I’m covering one of my favorites.
Where to Stash Your Cash
I’m going to show you 5 places to stash your cash based on goals that are one to five years away to get the maximum value from each of your dollars.
Top 40 Personal Finance Resources
For about 10 years, I've consumed A LOT of personal finance content. I have always been on the lookout for the top personal finance resources. My goal has been to learn as much as possible so I can one day reach financial independence. But on Dec 13th, 2017, the day...
Using the Money Jars System to Manage Your Money
Let's be honest, there are hundreds of ways to manage your money. But today, I'm going to tell you why the money jars system that I use to manage my money is the most effective. I tried the cash envelope system (which became messy), I tried saving everything in one...
Coronavirus Financial Impact on US Households
The coronavirus financial impact on US households has been big and has exposed many weaknesses that show people were not ready for another recession. Have you been impacted by the coronavirus? Chances are, in one way or another—you have. The last recession was hard...
Qube Money Lifetime Memberships On Sale!
Because of the way Kenzie and I manage our money, we've never been able to find the perfect solution to budget easily in our digital world. It's always been a little bit difficult. Having multiple bank accounts for different purposes works, but sometimes it sucks. I...
![[BIG NEWS!] I Decided to Join the Qube Money Team!](https://simplifinances.com/wp-content/uploads/2019/11/qube-money-simplifinances-400x250.png)
[BIG NEWS!] I Decided to Join the Qube Money Team!
I mentioned two weeks ago that I quit my job as a financial planner. I had a bunch of people reach out and ask me what was happening! I'm excited to share the new chapter of our lives with you! The new opportunity is with a fin-tech start-up company based out of...
My Struggles Getting Into The Financial Services Industry
From a young age, I knew I would work in the financial services industry. I wanted to become a writer, a coach, a speaker, or a financial planner. I had a BIG desire to help people, most likely because of the pain I experienced in my childhood. In high school, my...
I Just Quit My Job
Today's blog post will be short and sweet. For the past year and a half, I've been working for a Registered Investment Advisor as a Financial Planner in Texas. Today, I'm announcing that I recently just quit my job. It wasn't an easy decision to quit because I've put...
Money Management
Where to Stash Your Cash
I’m going to show you 5 places to stash your cash based on goals that are one to five years away to get the maximum value from each of your dollars.
Using the Money Jars System to Manage Your Money
Let's be honest, there are hundreds of ways to manage your money. But today, I'm going to tell you why the money jars system that I use to manage my money is the most effective. I tried the cash envelope system (which became messy), I tried saving everything in one...
Qube Money Lifetime Memberships On Sale!
Because of the way Kenzie and I manage our money, we've never been able to find the perfect solution to budget easily in our digital world. It's always been a little bit difficult. Having multiple bank accounts for different purposes works, but sometimes it sucks. I...
Debt Free
How to Increase Your Credit Score to 800 in 2020
As you begin improving your credit score, keep in mind it’s a marathon and not a sprint; it takes patience and hard work. A poor credit score could cost you tens of thousands of dollars over a lifetime. It can also become a source of serious stress. Let's cover how to...
Five Must-Have Insurance Policies
You need insurance. Here are 5 policies that you need. Shop carefully, read the policies, and make sure you understand the coverage and the cost.
How to Hack College – 4 Ways to Graduate Debt Free
Today, I'm going to share 4 strategies I used to graduate with a bachelor's degree debt-free. Last week, I wrote a post on ways to pay off your student loans. This is part two of that post on how to avoid taking out loans in the first place. There are many...
Lower Expenses
Should You Use a First-time Homebuyers Program?
In last weeks post, I mentioned that we bought a house. So today, I want to focus on first-time homebuyers programs. Buying a house comes with an overwhelming amount of decisions that need to be made. Things like, “is now a good time to buy,?” “Which lender should we...
The Economic Impact of a Mother
So, how impactful are mothers, and what’s their impact on the economy? I’m sharing a video with you that will explain exactly what I’m talking about.
How Much It Cost Us to Have a Baby in the First Year
Here’s How Much It Cost Us to Have a Baby in the First Year
High Savings Rate
Coronavirus Financial Impact on US Households
The coronavirus financial impact on US households has been big and has exposed many weaknesses that show people were not ready for another recession. Have you been impacted by the coronavirus? Chances are, in one way or another—you have. The last recession was hard...
We Bought a House!
We bought a house and finally became homeowners! It's been our goal for a few years to buy a house. We were pretty dead set on purchasing a house two years ago but didn’t end up doing that. We met with a few lenders to get prequalified so we could start shopping...
4 Ways to Save Money This Summer
Summer is the time of year when most people spend more. With the warm weather and kids being out of school, we have more time to do stuff and vacation becomes a top priority. Save money this summer by doing these four things. 1) Save money on...
Minimalist Lifestyle
Financially Free By Wanting Less
Let me start by telling you a story about wanting less. Have you ever had to fix a broken faucet? We recently bought a house that had a leak in the guest bathroom. I shut off the water to the house for a few minutes and took apart the bathtub faucet. An...
Focus on Things People Can’t Take Away From You
Whether it’s your finances, starting a business, or improving your career, focus on things people can’t take away from you.
The True Financial Cost of Serving A Mission
What is the financial cost of serving a two year LDS church service mission?
Multiple Income Streams
How I Consistently Make $300 Per Month on Facebook
I’m going to share with you how I consistently make money every month on Facebook. I was skeptical at first but this has become my new favorite side hustle!
A Practical Guide to Blockchain and Cryptocurrency
I've wanted to share this post about blockchain and cryptocurrency for some time. I know, you may be thinking, "why is he talking about blockchain and cryptocurrency?" To be honest, I'm a practical believer in the technology, but not a...
The Secret to Making Money From Home – The Backstory of My Wife’s Business
I’m pulling the curtain back a little and writing about the backstory of Cozy Cottontail. The business my wife has been working so hard on for years.
Investing
5 Tips for Investing in IPOs
Last week was a busy week as far as new companies going public. What is an Initial Public Offering (IPO)? When a privately held company starts selling stock to outside investors, making it a public company. As small companies start...
Should I Be Worried About the Market Volatility?
Unless you live under a rock, you’ve probably heard about the market volatility in the stock market that’s been going on. Should you be worried?
Should I Set Up a 529 College Savings Plan for My Child?
It was early on a Tuesday morning. June 21st. My birthday. My wife had a gift for me and told me I had to open it before I went to work. I told her it's ok, I'll just open it with the other gifts after I get home from work. She looked at me and said, "no Scott,...
Financial Independence
I Just Quit My Job
Today's blog post will be short and sweet. For the past year and a half, I've been working for a Registered Investment Advisor as a Financial Planner in Texas. Today, I'm announcing that I recently just quit my job. It wasn't an easy decision to quit because I've put...
ChooseFI Book Review: Your Blueprint to Financial Independence
I remember the first time I learned the difference between an asset and a liability. Sitting on the couch as a young teenager, I wanted to share my new-found knowledge with my mother. I explained to her the difference between the two knowing that she would be proud of...
Here’s What Happened at FinCon 2019
FinCon 2019 is where money and media meet. This was the second year I attended the conference. They've been bringing together personal finance content creators for the past decade — bloggers, podcasters, YouTubers, financial planners and financial coaches all...
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