Most Recent

Here’s What Happened at FinCon 2019

Here’s What Happened at FinCon 2019

FinCon 2019 is where money and media meet. This was the second year I attended the conference. They've been bringing together personal finance content creators for the past decade — bloggers, podcasters, YouTubers, financial planners and financial coaches all...

How To Read A Credit Report

How To Read A Credit Report

Once you know how to read a credit report, you'll have a better sense of what to look for. The credit report.  Most people know it exists, but few know how to find it — for free.  You have a different credit report at each of the 3 national credit bureaus:...

Why I Stopped Trying to Pursue Financial Freedom

Why I Stopped Trying to Pursue Financial Freedom

Growing up, we didn't have much. One of my biggest desires was to one day be financially free.  I read books as a teenager that mentioned how to become a millionaire and live the life of your dreams.  I believed if I became financially free...

8 Way To Get Paid To Study In College

8 Way To Get Paid To Study In College

Hundreds of thousands of students across the country will be starting college within the next week. If you're part of that group, here are a few ways to make get paid to study. According to a Huffington Post article, “Nearly 4 out of 5 college students are...

Personal Capital Review

Personal Capital Review

The first time I heard of Personal Capital, I was working as a Financial Counselor at the University of Utah. This was back in 2016 and we were working on revamping our website. We got a call from someone in Denver, Colorado and they asked if we would be willing...

Financially Free By Wanting Less

Financially Free By Wanting Less

Let me start by telling you a story about wanting less. Have you ever had to fix a broken faucet? We recently bought a house that had a leak in the guest bathroom. I shut off the water to the house for a few minutes and took apart the bathtub faucet. An internal part...

How To Track Your Income And Expenses

How To Track Your Income And Expenses

If you haven't taken the time to track your income and expenses it can be hard to find the time to do it.  As involved as I am in finance, at times I forget about my own. Maybe you thought I spend hours a day tracking my finances and...

How the FaceApp Could Help You Save For Retirement

How the FaceApp Could Help You Save For Retirement

If you took a picture of your face with the FaceApp, the Russians now basically own you. Let’s just say you made a big mistake. But it’s over now and there’s nothing you can do about it. Now that that's out of the way... Let's discuss the positive impact the FaceApp...

Should You Use a First-time Homebuyers Program?

Should You Use a First-time Homebuyers Program?

In last weeks post, I mentioned that we bought a house. So today, I want to focus on first-time homebuyers programs. Buying a house comes with an overwhelming amount of decisions that need to be made. Things like, “is now a good time to buy,?” “Which lender should we...

Money Management

Using the Money Jars System to Manage Your Money

Using the Money Jars System to Manage Your Money

Let's be honest, there are hundreds of ways to manage your money. But today, I'm going to tell you why the money jars system that I use to manage my money is the most effective. I tried the cash envelope system (which became messy), I tried saving everything in one...

How to Set Financial Goals and Actually Reach Them

How to Set Financial Goals and Actually Reach Them

Imagine taking a trip. You don’t simply get in the car and start driving. You need a destination and Google maps to guide you. Otherwise, how do you know when you've arrived? Having clear set financial goals will guide you to your financial...

How To Read A Credit Report

How To Read A Credit Report

Once you know how to read a credit report, you'll have a better sense of what to look for. The credit report.  Most people know it exists, but few know how to find it — for free.  You have a different credit report at each of the 3 national credit bureaus:...

Debt Free

Five Must-Have Insurance Policies

One of the biggest components of a successful financial plan is having a plan in place that will protect your most important assets. Having the right insurance policy can go a long way toward helping you safeguard your income and possessions. Nothing will throw...

Is College Really Worth It?

Is College Really Worth It?

College didn't change me, but the difficult grind and grueling process of getting better did. Sitting in a stadium filled with 2,000 other graduates. A special moment for anyone finishing college. Lining up, receiving diplomas, and taking pictures with a cap...

How to Hack College

How to Hack College

Four strategies to graduate from college debt-free.  Last week, I wrote a post on ways to pay off your student loans. This is part two of that post on how to avoid taking out loans in the first place. There are many ways to graduate debt-free but these...

Lower Expenses

Super Bowl 2019 Consumer Fun Facts

Super Bowl 2019 Consumer Fun Facts

Well, that was a boring game. Tom Brady does deserve some respect though. No one has done what he has done and I love watching professional athletes perform at a high level and what he's been able to do is incredible.  With a viewership of the Super...

Year in Review + Top Posts From 2018

Year in Review + Top Posts From 2018

Ever since my wife and I got married, instead of partying on new years eve, we make an effort to get away for a few days and reflect on the past year. This year we got to do that early by visiting Park City, Utah to spend some alone time and set goals for the new...

High Savings Rate

Personal Finance Statistics: How Do You Compare?

Personal Finance Statistics: How Do You Compare?

I don't know about you, but I always enjoy seeing personal finance statistics. They provide no actionable takeaways whatsoever but it's fun to see how you stack up with your peers.  The average 401(k) amounts by age per Nerd Wallet/NBCNews.com: Ages 20-29:...

Two Apps That Will Negotiate Your Bills and Save You Money

Two Apps That Will Negotiate Your Bills and Save You Money

My mission at Simplifinances is to help you master your personal finances by simplifying them. This year I discovered two apps that do just that. I was able to negotiate a few bills and cancel a subscription by just lifting a finger.  I had to do this twice to...

Minimalist Lifestyle

Focus on Things People Can’t Take Away From You

Focus on Things People Can’t Take Away From You

I'm going to be honest with you. I sat down twice this week, looked at my computer screen and felt like I had nothing to say to you. Often life can feel so busy and it's hard to balance everything.  But then the thought creeps in, should I even write something...

Multiple Income Streams

The Ultimate Guide to Making Side Income in 2019

The Ultimate Guide to Making Side Income in 2019

I started Simplifinances to help you simplify your personal finances and make extra side income. This list of side income ideas is in no way meant to complicate them. But it's a big list.  It covers everything from making quick side income to creating a long term side...

Experiments in Financial Independence with Instacart

Experiments in Financial Independence with Instacart

As a financial coach, I get the question all of the time, "how can I make a little extra money in order to cover my bills?"  One of my hobbies is side hustling and I wanted to experiment with something new and show you that it's possible to make some extra money...

Investing

Should I Be Worried About the Market Volatility?

Should I Be Worried About the Market Volatility?

Unless you've been living under a rock, you've probably heard about the ups and downs in the stock market that's been going on the past couple of months. Should you be worried about it? It's a hard question to answer but today I'm going to try and dispel some common...

Should I Set Up a 529 College Savings Plan for My Child?

Should I Set Up a 529 College Savings Plan for My Child?

It was early on a Tuesday morning. June 21st. My birthday. My wife had a gift for me and told me I had to open it before I went to work. I told her it's ok, I'll just open it with the other gifts after I get home from work. She looked at me and said, "no Scott,...

I Don’t Know How to Invest and I’m Scared I’ll Make a Mistake

I Don’t Know How to Invest and I’m Scared I’ll Make a Mistake

If you're just starting out, investing can be frightening and intimidating. One of the intake survey questions I ask when I meet with someone is, "have you ever calculated or spoke with someone about retirement?" Nearly 90% of the people I meet with say...

Financial Independence

Here’s What Happened at FinCon 2019

Here’s What Happened at FinCon 2019

FinCon 2019 is where money and media meet. This was the second year I attended the conference. They've been bringing together personal finance content creators for the past decade — bloggers, podcasters, YouTubers, financial planners and financial coaches all...

How the FaceApp Could Help You Save For Retirement

How the FaceApp Could Help You Save For Retirement

If you took a picture of your face with the FaceApp, the Russians now basically own you. Let’s just say you made a big mistake. But it’s over now and there’s nothing you can do about it. Now that that's out of the way... Let's discuss the positive impact the FaceApp...

How to Uncover & Change Your Limiting Money Beliefs

How to Uncover & Change Your Limiting Money Beliefs

Money. Some call it the root of all evil, while for others it’s their main pursuit in life. Like it or not, everyone has a relationship with money. We all use it. We all need it. Our experiences with money are what shape our beliefs and influence our decisions. ...

Subscribe for More Great Articles!

I will send you an article once a week on ways to build a foundation for financial independence. 

Pin It on Pinterest

Share This