The Simplify Your Finances Blog
Most Recent
Don’t Like To Use Cash to Manage Your Money? Try This…
Using cash to manage your money can be powerful, but if you don’t like to use cash and going to the bank, here’s what to do instead.
Today Is Our 5 Year Proposal Anniversary
My wife Kenzie and I got engaged 5 years ago today! What's even crazier is we dated for nearly 5 years before we got married. Now, here we are with an 18-month child, a mortgage, and a lot more responsibility. We started dating in high school. I was going into my...
How to Set Financial Goals and Actually Reach Them
Imagine taking a trip. You don’t simply get in the car and start driving. You need a destination and Google maps to guide you. Otherwise, how do you know when you've arrived? Having clear set financial goals will guide you to your financial...
Here’s What Happened at FinCon 2019
FinCon 2019 is where money and media meet. This was the second year I attended the conference. They've been bringing together personal finance content creators for the past decade — bloggers, podcasters, YouTubers, financial planners and financial coaches all...
How To Read A Credit Report
Once you know how to read a credit report, you'll have a better sense of what to look for. The credit report. Most people know it exists, but few know how to find it — for free. You have a different credit report at each of the 3 national credit bureaus:...
Why I Stopped Trying to Pursue Financial Freedom
Growing up, we didn't have much. One of my biggest desires was to one day be financially free. I read books as a teenager that mentioned how to become a millionaire and live the life of your dreams. I believed if I became financially free...
8 Ways To Get Paid To Study In College
Hundreds of thousands of students across the country will be starting college within the next week. If you're part of that group, here are 8 ways to get paid to study. According to a Huffington Post article, “Nearly 4 out of 5 college students are...
Financially Free By Wanting Less
Let me start by telling you a story about wanting less. Have you ever had to fix a broken faucet? We recently bought a house that had a leak in the guest bathroom. I shut off the water to the house for a few minutes and took apart the bathtub faucet. An...
How To Track Your Income And Expenses
If you haven't taken the time to track your income and expenses it can be hard to find the time to do it. As involved as I am in finance, at times I forget about my own. Maybe you thought I spend hours a day tracking my finances and...
Money Management
Don’t Like To Use Cash to Manage Your Money? Try This…
Using cash to manage your money can be powerful, but if you don’t like to use cash and going to the bank, here’s what to do instead.
How to Set Financial Goals and Actually Reach Them
Imagine taking a trip. You don’t simply get in the car and start driving. You need a destination and Google maps to guide you. Otherwise, how do you know when you've arrived? Having clear set financial goals will guide you to your financial...
How To Read A Credit Report
Once you know how to read a credit report, you'll have a better sense of what to look for. The credit report. Most people know it exists, but few know how to find it — for free. You have a different credit report at each of the 3 national credit bureaus:...
Debt Free
Is College Really Worth It? (Updated in 2020)
One question that almost everyone has contemplated at some point in their life whether they’ve gone to college or not is, “Is college worth it?”
Student Loans Weighing you Down?
Carrying a mountain of student loans after college can start to feel like a heavy weight that starts to weigh you down. How can you pay them off?
Look Both Ways – 10 Controversial Finance Topics
When it comes to personal finance, there's no single "right" way to do things. Since beginning my $$$ journey years ago, I've been surprised by the amount of differing opinions. More controversial finance topics exist than you would think....
Lower Expenses
Super Bowl 2019 Consumer Fun Facts
Well, that was a boring game. Tom Brady does deserve some respect though. No one has done what he has done and I love watching professional athletes perform at a high level and what he's been able to do is incredible. With a viewership of the Super...
Year in Review + Top Posts From 2018
Here’s a review of 2018, goals for 2019 and the top blog posts as far as views and engagement from 2018. Here’s to an awesome 2019!
Two Apps That Will Negotiate Your Bills and Save You Money
Are you looking for a few apps that can negotiate your bills and save you a little bit of money? Here are two apps that can do just that.
High Savings Rate
A Review of the Dosh App. Legit or a Scam?
It’s an app called Dosh that gives you cashback automatically. What is it, how does it work and should you consider downloading it?
Two Apps That Will Negotiate Your Bills and Save You Money
Are you looking for a few apps that can negotiate your bills and save you a little bit of money? Here are two apps that can do just that.
Is Black Friday For or Against You?
Is Black Friday set up for you to really save money or is it a way for businesses to sell more merchandise and get you to spend more than you planned?
Minimalist Lifestyle
How to Spark Joy With Your Finances – Marie Kondo Style
How to Spark Joy With Your Finances – Marie Kondo Style
The Value of DIY: Money Saving Ideas
When I began working in construction at a young age, I became familiar with power tools and learned to build things. One summer in high school, I even worked in a woodshop and built high-end wood cabinets. Woodworking became something I loved to do. Since then,...
Be Positive
You can take almost any situation and look at it in two ways. Be positive or you see all difficulties as more evidence that life is hard and unfair.
Multiple Income Streams
Experiments in Financial Independence with Instacart
I decided to experiment with a few different side hustles and one of my favorites has become delivering groceries for people with Instacart.
Top 3 Personal Finance Apps To Download In 2020
One for tracking, one for investing, and one for saving money. After publishing, "79 Apps That Will Make You Better With Money (Some Will Even Pay You)," I received a lot of good feedback! A reader reached out to me and asked what my top 3 personal cash...
79 Apps That Will Make You Better With Money (Some Will Even Pay You)
Alright guys, I'm super excited for today's post! This has been years in the making! There are so many ways out there in 2018 to make money and if you start using just a few of these today, it's going to dramatically shape your...
Investing
I Don’t Know How to Invest and I’m Scared I’ll Make a Mistake
If you’re unsure how to invest, you’re not alone. It can seem like a scary and complicated topic if you’re new to it. Here’s a basic overview.
Financial Independence
How the FaceApp Could Help You Save For Retirement
If you took a picture of your face with the FaceApp, the Russians now basically own you. Let’s just say you made a big mistake. But it’s over now and there’s nothing you can do about it. Now that that's out of the way... Let's discuss the positive impact the FaceApp...
How to Uncover & Change Your Limiting Money Beliefs
Money. Some call it the root of all evil, while for others it’s their main pursuit in life. Like it or not, everyone has a relationship with money. We all use it. We all need it. And our experiences with money shape our beliefs and influence our decisions. I set...
5 Simple Steps to Achieve Financial Independence
Financial Independence can seem like a far distant dream that will never be reached — so how do you get there? Follow these 5 steps to become financially independent. Financial independence can be defined in two ways. 1) the moment when your income from your...
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